Online Money Scams
Scammers tend to target teens and the elderly, if you are in one of those categories, use extra caution when giving your information out over the internet.
Never pay in cash or by check for goods or services online. You are more protected when paying by credit card so that if anything goes wrong you can report the charges as fraudulent to your credit card company.
Never click on a link in any email you receive from someone you do not know. Even if you know the person beware that scammers can steal your contact book information and make emails appear that they are coming from your friends. Hover over the link to see what the lower left side of your browser will actually send the link to if you click it before you click it just to be extra safe.
Phishing scams are one of the most dangerous scams on the internet today still after many years of it being a problem. You may receive emails that appear to come from Paypal or your bank, yet the sender address is not what your bank normally sends you information from. To avoid this issue, if you receive a mail from Paypal about your account, don’t click the link in the mail, just open a browser tab and manually log in to your Paypal account to check on things. A sign that you maybe being phished is an email asks you to click a link to verify your contact or payment information.
- Asking for any payment information for any item that makes a claim that its is free, particularly if they promise you will receive your money back soon.
- Offers related to prizes or incentives for you to offer reviews or take surveys online, other than those that you receive on receipts from retailers after making a purchase are usually a waste of time and put you at risk for scams and spam.
- The promoter of a product uses testimonials that claim the product has made them rich.
- Foreign scams are all too common on the internet. You may receive mails claiming a relative died and left you money in a Nigerian bank that can be transferred to your bank if you upload your account information.
- Mails from the IRS saying you are being audited are trying to steal your identity, the IRS will send paperwork to your home if you are actually being reviewed for an audit.
- Claims that you won the lottery by email are invalid.
For telephone related scams, contact your local police department.
For scams related to your employer, contact the U.S. Department of Labor Wage And Hour Division.
For internet related scams, first obtain the information of who actually owns the domain name associated with the scam.
To do this go to the free Network Solutions WHOIS Lookup Utility.
Additionally report this information to all of these agencies:
Federal Trade Commission
Federal Bureau of Investigation Internet Crime Complaint Center
U.S. Securities And Exchange Commission
Better Business Bureau
Consumer Financial Protection Bureau
Rip Off Report
You can also sue in small claims court by filing paperwork at your local courthouse. You are not required to drive to their city to file the paperwork where they are you can force them to come to you for litigation.