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Free Credit Report

credit-reporting-agenciesFederal law allows you to get a free copy of your credit report every 12 months from each credit reporting company and ensure that the information on all of your credit reports is correct and up to date.

AnnualCreditReport.com – The Only Free Source For Your Credit Report Authorized By Federal Law

Beware consumers and do not use other services out there for “FREE CREDIT REPORTS”.  Some users have reported being charged for triple advantage programs to check their credit report with all all 3 major credit bureaus TransUnion, Equifax, and Experian so be very careful when giving out your payment information for credit reports.

If you need to buy an updated report and you have given your payment information in hopes of getting 1 of the 3 credit bureau reports, be careful not to refresh any payment pages, or click through to other sites that may charge you for an additional service while you are ordering your report.  This is a common complaint by consumers who get tricked during the checkout process into multiple purchases.